Commercial Auto Insurance in Massachusetts
Protect your business vehicles, drivers, and bottom line with local expert advice.
Whether you run a single pickup truck for your contracting business, operate a fleet of delivery vans, or use personal vehicles for business errands, standard personal auto insurance won't protect you if an accident happens on the job.
At Surprenant Insurance, we help Massachusetts business owners build tailored commercial auto policies that safeguard their assets, meet state and federal compliance requirements, and keep their operations running smoothly.
What Does Commercial Auto Insurance Cover?
Commercial auto policies offer higher liability limits and specialized coverages designed for the unique risks businesses face on the road:
Commercial Auto Liability: Pays for bodily injury or property damage caused by you or an employee while driving a company vehicle.
Comprehensive & Collision: Covers physical damage to your business vehicles from accidents, theft, vandalism, weather, or falling objects.
Hired & Non-Owned Auto (HNOA): Essential coverage if your employees drive their personal cars for business tasks (like picking up supplies or visiting clients) or if your business rents vehicles.
Uninsured / Underinsured Motorist: Protects your drivers and passenger employees if they are involved in an accident with a driver who has insufficient coverage.
Cargo & Equipment Extensions: Helps cover tools, equipment, or goods transported in your vehicles against loss or damage.
Our Commercial Auto Insurance Partners
We partner with top national and regional commercial carriers—including Progressive Commercial, GEICO Commercial, and other leading insurers—to ensure you get competitive rates and specialized coverage.
Why work with Surprenant Insurance for your commercial coverage?
We Compare Carriers for You: Commercial auto rates vary widely. We shop your business across multiple top carriers to secure the best combination of price and protection.
Filings & Compliance Support: Need state or federal DOT filings to get on the job site? We handle the paperwork so you stay compliant.
One Local Point of Contact: When you need to add a driver, swap out a truck, or issue a Certificate of Insurance (COI) for a new contract, you speak directly with your local agent—no long hold times or endless call center menus.
Get a Custom Commercial Auto Quote Today
Don't leave your business vulnerable to unexpected road hazards or costly coverage gaps. Let our team review your current fleet or set up coverage for your new business vehicle.